What is an insurance credit score?

What is an insurance credit score?

My husband insists since we bought a new (used) car and our son is getting his own car that we need to get insurance quotes. I think we are getting great rates now and dont think it will make much difference but he insists. Anyway the insurance agent I contacted, who I've known since 1st grade, asked for our license numbers to run our driving record (which both should be fine), claim history (we have had one property and one collision claim in the past few years) and our insurance credit score. We have had problems financially in recent years and so our credit score is really bad. We are about to file bankruptcy. I'm wondering what the insurance credit score is and will our current financial situation cause the quotes to be high. I don't even want to mess with getting quotes because I think our rates are very reasonable already but my husband insists we need to shop around. I just don't see how we can save anything when our rates are already just a couple of hundred with full coverage. And I hate the fact that you have to give so much personal information to someone who you are just asking for a quote (in my opinion an estimate) from.

 

BEST ANSWER: Try this site where you can compare quotes:COVERAGEDEALS.NET

 

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What is an insurance credit score?

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Failure to provide proof of insurance.?

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Car insurance - how short a time can you buy insurance for?

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Why don't parking tickets affect your insurance?

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Really pissed with car insurances?

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Do I need condo insurance in Florida?

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Should I have full coverage or liability only for car insurance on a 1997 Honda Accord?

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Which cars are cheap on insurance for a 20year old new driver? And which cars dont drink petrol fast?

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Dollar Car Rental Insurance Cost?

Hello I will be renting a Dodge Charger next week. I am thinking of getting the insurance - ( i have full insurance with allstate and also CC covers it too) I hate to get them involved, even if i pay more for the insurance, i just want to leave without having to revisit it, if something where to happen. How much does Insurance cost with Dollar rent a car? The one where they let you go for any kind of damage. Thanks

 

 

If you have bad grades when you buy car insurance, but you improve your grades?

If you have bad grades when you buy car insurance, but you improve your grades later, will they still give you a discount?

 

 

On average what is my auto insurance going to cost if I go with geico or progressive in los angeles?

I need to know seriously

 

 

UK Car Insurance for young drivers?

Hi, well i have been driving for almost a year now and i was paying 4500(Extremely Expensive i know) for insurance with Hughes. I am just wondering how to get the bare minimum cheapest insurance possible for an 18 year old with 1 year no claims. I recently got quoted again for 1500. It would be greatly appreciated if anyone could tell me how to make the insurance as cheap as possible (In my own name) Thanks!

 

 

I'm looking for decent but affordable health insurance that includes maternity...anyone know of some?

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What is the health insurance like in Vermont?

Some people are saying that it's like Canada's health insurance, where anyone can have it for free. Some others are saying that it's restricted to only certain incomes, ...show more

 

 

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Best car insurance for new drivers?

My fiance and I pay about $200 for car insurance and thats just ppl. I just got my license, im eighteen. He has had his license for two years and he is twenty. We are paying car payments on a 2000 ford explorer and we need full coverage but its really not affordable. What is a really good car insurance company? Please and thank you!

 

What is an insurance credit score?

My husband insists since we bought a new (used) car and our son is getting his own car that we need to get insurance quotes. I think we are getting great rates now and dont think it will make much difference but he insists. Anyway the insurance agent I contacted, who I've known since 1st grade, asked for our license numbers to run our driving record (which both should be fine), claim history (we have had one property and one collision claim in the past few years) and our insurance credit score. We have had problems financially in recent years and so our credit score is really bad. We are about to file bankruptcy. I'm wondering what the insurance credit score is and will our current financial situation cause the quotes to be high. I don't even want to mess with getting quotes because I think our rates are very reasonable already but my husband insists we need to shop around. I just don't see how we can save anything when our rates are already just a couple of hundred with full coverage. And I hate the fact that you have to give so much personal information to someone who you are just asking for a quote (in my opinion an estimate) from.

 

New car financed through Honda Canada . I want to buy liability and life insurance .?

Can you purchase life and disability Insurance with a company of your choice to get a cheaper rate or do you have to purchase through dealer.

 

 

How much do you pay for car insurance a month?

i have a 2001 Toyota Rav 4 and my parents tell me to give them $100 a month for car insurance, does that sound right? how much does car insurance usually cost?

 

 

Can we get finally affordable health insurance now?

Me and my fiance pay $650/month on health insurance and it really sucks. My fiance was denied by every health insurance b/c of a heart condition which is common in his family and I am pregnant and everybody denied me of course too. So we got coverage with Cover Colorado. With the new health reform, can we apply now at different insurances? How is that with the premium? If they need to take you, can they give you a very high premium?

 

 

Is there any way i can get cheaper car insurance?

ok so I have not long passed my test im looking at buying a car im looking at a ford fiesta I have 1000 to spend on a car but now the problem is the insurance which is sky high and the deposit well ... and the insurance is like 2-3 times more than what I would actually be spending on what the car is worth

 

 

How much would be the insurance in these cars?

im almost getting my license and i havnt really mentioned any of the cars I want for my first... IM sharing the car with my brother and he has a 3.1 and i have a 3.6... i dont know if you neeed to know that but whatever. My parents are going to say to the insurance people that this is their car that we get to drive every one in awhile so the insurance is cheaper.... but these are the cars a want to know.... 1998-2002 pontiac firebird v6 1998-2002 pontiac firebird v8 1998-2002 chevy camaro v6 1998-2002 chevy camaro v8 1995-ish lexus sc300 v6 1995-ish lexus sc400 v8 2004 chevy avalanche the only reason i want to know what the insurance on these cars are because they are more on the sporty side and i dont want to look at these cars if they are reduculously expencive

 

 

Cheapest insurance company for young drivers?

Just wondering what the cheapest place for a young driver to get insurered is from people's experience, thank you

 

 

Medical insurance coordination of benefits help?

Husband & wife both have group medical insurance with their employers. His insurance is a bucket plan through Cigna called an HSA. It pays for the first $750 & then he has to meet another $750 before anything else is pd. Her insurance is Healthlink PPO with $250 deductible. If husband's insurance pays for his chiropractor bills in full (as not over $750 total) can these bills be submitted to her insurance to help meet the family deductible of $500? We live in IL. Any help would be greatly appreciated. Thanks!

 

 

What is the number of health insurance companies in the world?

What is the number of health insurance companies in the world?

 

 

How much would insurance be if i got this car?

its a 1992 toyota celica gt,i would be going under my dads insurance cause of my age and this is what he would be worried about.he has geico.im not going through drivers ed.his car is a 2004 dodge neon sxt.this is all of the info i can think of right .what would you say the insurance would be at a estimate?

 

 

Full coverage quote $650!?!?

I got a quote online from esurance for a 2007 g6. I'm 18 and live in Michigan. I want to finance the car and was just looking at insurance quotes but this seems a little outrageous. Does it sound right to you?

 

 

What insurance companies provide non-owner auto insurance in Ohio?

looking to insure myself for car insurance in columbus ohio but I dont own a car.

 

 

I hit my neighbors parked car and it's going to cost $2400. How much will my insurance go up?

I have Geico Insurance. 22/m and out of school. 1 at fault accident already on my record from 2005 and a ticket that should be off my record but shows up on motor vehicle report. Just got Geico Insurance about 2 months ago. Paying about $1150 every 6 months. Would it be better just to pay the guy off?

 

 

I just received a position where I am given Benefits for the first time, I have questions about Insurance?

Does what I pay for insurance come out monthly? or every check? what is coinsurance? How do deductibles work? Stupid questions I am sure, but I have never had the option to pick insurance, and I haven't been covered by my parents insurance for at least 7 years. I didn't go to the doctor much when i was covered, so I never learned what my parents had to do.

 

 

How much would insurance be for sports car?

ill be 17 soon so im looking for a car and i loveeee this purple sports car but i heard it makes your insurance even higher... about how much do you think it would it be?

 

 

Is my car insurance company lying to me?

I am insured by Farmers, they told me that I can not have a choice of the estimator who will decide the value of the damage to my car. They told me that only their estimator can decide the value of the damage. Are they lying?

 

 

15 1/2 year old male insurence in california ?

im 15 1/2 and just got my permit and i have a 72 galaxie 500 2 door hard top but its not registered i was wondering if it would be cheaper to register the car in my name but be on my parents insurance or register it in my dads name and be on his insurance or just have my own insurance? i live in california. so if you can help that be great and dose anyone know how much it be if i joined my parents?

 

 

How much would my insurance rate differ if i bought a car with cash or financed?

I am 16 years old and the quote i received for buying the car in cash was about 1200 a year. how much more would my insurance be if i financed ?

 

 

Average cost of homeowners insurance in League City, Texas?

What is the average cost of home owner's insurance for the league city area? Including wind storm and flood since both is required for the area we are moving into? Home is for sale at 124,000 and we are trying to estimate costs.

 

 

How does business insurance work in a lawsuit?

As a small business, I'm finally getting around to looking at business insurance. God forbid I should get sued, but that would be the only reason I would get insurance at this point. If I get sued (assuming I did nothing wrong that would terminate coverage), what are my responsibilities with regard to paying legal fees? What role will the insurance company play or what control will they have in the litigation process?

 

 

Can I drive another car with my Geico insurance?

I just purchased my first insurance policy. My sister has Geico insurance and she can drive any car and anybody can drive her car. I'm wondering if I have the same privileges, or do I have to pay for them. My policy is about as basic as is legal in California so here's to hoping.

 

 

Do you have affordable auto insurance?

If not, it may be time to switch to Safe Auto.

 

 

Car and home insurance together...?

I recently purchased a new car and will close on a home in 2 weeks. I am looking for auto and home insurance in NJ. I called Geico today - got a decent quote. But they dont have home insurance in the area. All State gave me a quote for their platinum one and told me they'll give me the other packages in a minute - put me on hold for 25 mins and I hung up (again they dont have home insurance in my area). Anyone has any experience with TWG insurance? My car dealer gave me their info. I searched for reviews in NJ - nothing, They're TX based and have both home and auto...not sure if it is good for NJ. This is my first car and home. Any advise on what to look for esp for my car. What are the grey areas that they can con you? What are the most important points to look for? Any suggestions on good plans in NJ?

 

 

Should I sue my parents...?

When I was 4 years old I was in a car accident and my parents had a settlement with the drunk drivers insurance and recieved 100,000 dollars for me. At such a young age I didnt really know what was going on and they told me that it had to be put up till I was 18 and I couldnt have it. Well that money is no longer there and I am now 20. As I grew up they told me that it all just went to lawyer fees but obviously I am old enough now to know better. I found out from other family members that they just blew it. I am now married and have three month old baby and I could have used that money to help get a house for us or help with the financial problems that come with being a new parent or newlywed. Should I sue them to get what was mine to begin with and if so how do I go about it and what are the chances that I will win?

 

 

Which auto insurance companies use Equifax?

My credit score is highest on Equifax. Does anyone know which auto insurance companies use Equifax to provide quotes?

 

 

Getting into a car accident with a 16-year-old uninsured driver?

I live in San Diego, California. I recently got into a car accident with a 16-year-old uninsured driver, who was using his mother's car at the time and had two underaged passengers. I was in a business area (25 MPH) and I was switching lanes into the right lane. I had my right hand blinker on and was in the process of switching lanes. The 16-year-old driver was speeding and quickly hit my front right end. I had a witness - who reported two things - with the police, he reported that the 16-year-old tried to avoid me by getting into the bike lane, but then reported with my insurance company that the 16-year-old ran straight into my car at 50 MPH. They are currently finding me 80% at fault because of the police report. The police report was obviously misrepresented. What steps can I take to fix this?

 

What is an insurance credit score?

My husband insists since we bought a new (used) car and our son is getting his own car that we need to get insurance quotes. I think we are getting great rates now and dont think it will make much difference but he insists. Anyway the insurance agent I contacted, who I've known since 1st grade, asked for our license numbers to run our driving record (which both should be fine), claim history (we have had one property and one collision claim in the past few years) and our insurance credit score. We have had problems financially in recent years and so our credit score is really bad. We are about to file bankruptcy. I'm wondering what the insurance credit score is and will our current financial situation cause the quotes to be high. I don't even want to mess with getting quotes because I think our rates are very reasonable already but my husband insists we need to shop around. I just don't see how we can save anything when our rates are already just a couple of hundred with full coverage. And I hate the fact that you have to give so much personal information to someone who you are just asking for a quote (in my opinion an estimate) from.

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